We provide customized portfolios via separate account asset management.

Managed (or 'separate') accounts are portfolios held in the investor's own account. The main difference between managed accounts and mutual funds is that while mutual fund investors hold shares representing a stake in an overall portfolio, they do not actually own the securities in that portfolio.

A managed-account investor owns the securities outright, so these securities can be tailored to match an individual's particular financial needs.

The potential efficiencies of participating in a group or pool pale when compared to the three main advantages of a separately managed account: