It is our mandate to educate our clients regarding portfolio management objectives and status. We want you to know what we are doing and why we are doing it.

There are specific service measures we take to provide an appropriate customized portfolio:

• Proper due diligence in determining asset allocation and additional portfolio parameters
• Careful consideration of risk profile and resulting security diversification
• Meticulous portfolio monitoring to ensure objectives as stated in the CIPS are being met
• Proactive client communications to ensure objectives as stated in the CIPS are being met
• Availability of reports and materials of interest to clients via hard copy, website, and/or email

Security Diversification

Diversification is the key to risk control. Our equity portfolios typically consist of between 40 and 60 stocks. We invest in a variety of countries, sectors, and styles so as to achieve a specified level of risk according to our forecasts. Fixed income portfolios consist of laddered treasuries with a target duration based on our forecast and synthetic corporate bond holdings achieved through the use of Exchange Traded Funds (ETF).

Portfolio Monitoring

We run reports on a daily basis to ensure that all accounts are within Custom Investment Policy Statement (CIPS) guidelines. Appropriate action is taken when deemed necessary to bring accounts within compliance.

Client Communications

The TriVant team will regularly contact and provide service to you (and/or your designated representatives) via the following potential communication modes:

• Personal meetings/seminars
• Phone conversations
• Email
• Written communications via mail or fax
• On-line (website)

Topics for communications will include personal portfolios, general market information, inquiries, progress regarding the Custom Investment Policy Statement (CIPS), and other topics of interest.

Frequency of contact is important to us. We want you to know what we are doing and why we are doing it. We want to know if anything has changed regarding your needs and special situations. If you have any questions or concerns, we want to address them immediately.

Reports

Reports provided to you include:

• Quarterly market review
• Special market updates
• Personal portfolio updates
• Personal portfolio statements
• Other reports as needed or requested