Limited Disclosure of Information

We do not disclose non-public personal information to affiliates or non-affiliated third parties, except as allowed by applicable law.

We may disclose all of the information we collect, as described above, to companies that perform various services on our behalf, such as transfer agents, custodians, broker-dealers, marketing service firms and service providers that fulfill product information requests. These organizations use the information only for the services required and as allowed by applicable law, and are not permitted to share or use the information for any other purpose.

We also may disclose information about you if it is necessary, under anti-money laundering and similar laws, in order to accept subscriptions from you. We will also release information about you if compelled to do so by law, in connection with any government request or investigation, or if you direct us to do so.

Limited Access

Security of Information Access to your non-public personal information is restricted to trained employees who need to access such information in order to provide you with products and services. We have physical, electronic and procedural safeguards in place that comply with federal regulations to guard and protect your non-public personal information.

Current and Former Customers

The policies and practices above apply to both current and former customers. If you decide to close your account(s), we will continue to adhere to these privacy policies and practices.